AuthorWerner van Rooyen

How to get your credit report in South Africa

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tl;dr: I recommend these guys. In the same way that countries are rated by their creditworthiness –how likely they are to pay back their debt and the rate of interest they need to pay– individuals also have a score which serves as a financial résumé of sorts. In this article, I’ll discuss what your credit score is and how to get a credit report in South Africa. What is a credit...

Finance app review – Spot (beta)

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I received an invite to try out the a mobile app, Spot, which is still in Beta. It aims to be a Venmo-like alternative. I got a great response from the Spot team and I’m proud to be the winner of “most engaged inactive user” award 🏆 I think there’s room for peer-to-peer settlements in South Africa, but with the current legislation that states all of these sorts of payments...

Bitcoin to rand – price calculator and chart

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The price of Bitcoin is measured in a currency like US Dollar (USD) or South African rand (ZAR) . Here’s a quick Bitcoin to rand price calculator and graph.

This price is set on Bitcoin exchanges all over the world by consumers buying and selling it. Since each Bitcoin exchange operates independently, the market force of buyers and sellers will set the price independently on that exchange.

Bitcoin is now worth more than a 1990 Honda Ballade

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For the first time ever, the price of one bitcoin has surpassed the price of used 1990 Honda Ballade sedans. While today’s swap can be attributed to a good day for bitcoin (up ~3%) and a bad day aging Japanese car owners, the big picture is that bitcoin has more than doubled in the last year (up ~185% from a year ago) while Hondas are essentially trading exactly at the price you would expect them...

How to buy international stocks from South Africa

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Some South Africans want exposure to international stocks and ETFs. Reasons could range from just diversifying their investment portfolio, a devaluing rand, weak domestic and emerging market growth, local political shenanigans… or just playing around with some spare change to learn how these things work. Although there are some powerful trading platforms available to South Africans, the...

A case for pay transparency

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We don’t like to talk about how much money we earn (this is the case in the West, at least; when I was living in Taiwan, I believe my neighbours on both sides knew my age, weight and salary). We hide our salary from our friends, peers, colleagues and in some cases even partners. Now, there are reasons aplenty to keep things private and there is always a requirement for some degree of...

Multilingual site language list advice

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I’m currently working in Indonesia (and I’ll be here for a few more weeks) enjoying the hustle and bustle from sleepy, beautiful Cape Town.
A lot of apps and websites I use are now (and understandably) showing me their content in Bahasa Indonesia. Despite finding the language interesting and easy to study, I still prefer to see these sites in English.

Removing malware from first line of WordPress PHP pages

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Kudos to Carel van Wyk, for helping out with this one. I’m releasing it into the wild here to help other people who might have the same problem. The problem There are bots trying to gain access to websites, email and social media accounts, all the time. Don’t take it personally; they’re simply looking for (usually known) weaknesses to exploit and then once they’re in, they use your account to...

About me

Werner van Rooyen

I'm involved with Business Development and Marketing at the fast-moving Bitcoin Exchange, Luno. Active in South Africa, Nigeria, Malaysia, Indonesia and Singapore.